BRI Profit Climbs to IDR 31.2 Trillion Amid Loan Portfolio Expansion

Consolidated assets for the group climbed 11.7% to IDR 2,352 trillion, while total loans and financing reached IDR 1,646 trillion—a 16.2% increase compared to the previous year. This growth was supported by a 9.9% rise in net interest income, which hit IDR 80.5 trillion. Internal metrics also showed gains, with the Cost of Funds dropping to 2.4% and the Cost to Income Ratio tightening to 39.2%.

Micro, small, and medium enterprises remain the cornerstone of the bank's strategy, representing 75.1% of the total loan portfolio. Lending to these sectors grew 8.6% to IDR 1,235.4 trillion. President Director Hery Gunardi noted that the bank’s current performance reflects the impact of the 'BRIVolution Reignite' initiative, which prioritizes core business health over raw expansion. Beyond direct lending, the bank continues to manage extensive outreach programs, including support for over 17 million MSMEs through its LinkUMKM platform and the disbursement of IDR 103.8 trillion in People's Business Credit during the first half of the year.