Housing costs force global trade-offs on food and healthcare

The report, Home at What Cost?, highlights a deepening crisis where housing expenses dictate the quality of life far beyond the monthly rent or mortgage. Vulnerable groups face the heaviest burden, with 89% of those in informal housing and 85% of lower-income households reporting significant cutbacks. Nearly half of all respondents now live on the edge of instability, fearing that a single unexpected financial shock would result in the loss of their home.

Life milestones and mental health

The ripple effects extend to long-term life decisions, as 56% of people state that housing costs hinder their ability to start a family. This pressure is particularly acute among younger generations, with Gen Z and Millennials reporting the highest levels of stress regarding their future stability. Furthermore, 40% of people admit to accepting unsafe living conditions because secure alternatives remain financially out of reach. Habitat for Humanity CEO Jonathan Reckford argues that the current system is failing, noting that the status quo forces individuals to prioritize basic survival over their long-term health and personal development. The organization is urging governments and private sectors to shift from empty promises to tangible investment, emphasizing that housing must function as a foundation for opportunity rather than a barrier to it.