Ardmore Banking Advisors Marks 35 Years of Credit Risk Consulting

Founded by T. Alexander (Sandy) Spratt, the organization maintains a focus on credit risk management, due diligence, and loan review services. While the company operates nationally with staff spread across 15 states, it retains a core emphasis on institutional integrity and objective consulting. The current leadership team, headed by President and CEO Thomas Spratt, oversees a diverse range of engagements, including comprehensive bank-wide risk evaluations and confidential M&A due diligence.

Strategic direction remains guided by an independent board that prioritizes long-term stability and client-specific outcomes. As the firm transitions into its next phase, the management roster—including COO Steve Peck, EVP of Technology Peter Cherpack, EVP and CRO Lara Hartin, EVP of Consulting Todd Sardich, and CAO Eileen Gaul Isdaner—continues to emphasize the firm's established reputation for technical precision. Sandy Spratt noted that the firm's longevity is rooted in deep client relationships, some of which have spanned more than 25 years.