Most global banks struggle to move beyond narrow AI pilots because their data remains siloed across five to fifteen disparate core systems. ArcOne BankOS™ bypasses this structural hurdle by utilizing Ocular AI™, a foundational layer that connects over 60 enterprise banking cores. By auto-mapping 80% of data fields, the platform eliminates the need for multi-year data engineering overhauls, allowing institutions to reach production-ready status in four to six months.
Operationalizing Financial Intelligence
The platform functions through an integrated stack of three core fabrics: Data, Intelligence, and Agents. The intelligence fabric uses an orchestration engine called TERRA™ to manage a library of 100+ agents, while the agent fabric powers three primary applications: Enrich360™ for pricing, Experience360™ for customer engagement, and Exceptions360™ for process management. To navigate strict regulatory environments, the architecture adheres to ISO 42001 standards, providing audit-ready lineage that meets SOX, OCC, and SR 26-2 requirements. According to CEO Akshay Sabhikhi, the goal is to shift banking technology away from endless proof-of-concept cycles toward measurable, scalable revenue outcomes.
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